Financing

Clear Payment Paths for Your Metal Building Project

Every customer’s situation is different, which is why Pro Metal Buildings offers multiple payment options. Whether you prefer a traditional loan, a rent-to-own structure, or a simple down payment, we’ll help you choose the option that fits your budget, timeline, and goals—without confusion or pressure.

contact us

Financing Options

Learn more about the financing opportunities we offer for your future metal building purchase.

GreenSky

A good fit for buyers with strong credit who want competitive interest rates & clearly defined repayment terms.

RTO National

designed for customers who want predictable monthly payments without going through a traditional credit-based loan process.
Learn More

Heartland

Well-suited for commercial-use buildings, agricultural structures, or customers looking for flexible payment terms.
Learn More

Each financing option serves a different type of buyer. Some customers prioritize the lowest long-term cost, while others value fast approval or predictable monthly payments. Our team is available to help you understand which option fits your situation before you move forward.

Financing Through GreenSky

GreenSky offers traditional financing for qualified customers who prefer monthly payments through a loan structure. 

GreenSky financing is subject to approval, and available terms, rates, and conditions are set directly by the lender. Availability may vary by state. Customers applying through GreenSky complete the process directly with the financing provider.

As with any loan, we recommend reviewing terms carefully and comparing options—including your local bank or credit union—before making a final decision.

Greensky Financing Options

  • Fixed APR Rate of 9.99%-22.99% for 120 months
  • Fixed APR Rate of 12.99% for 120 months
Contact Us
Apply to GreenSky Today
Contact Us
Pro Metal Buildings Red Boat Garage
One car garage with entry door

Rent-to-Own Through RTO National

RTO National provides a Rent-to-Own option for qualifying metal buildings in select states. 

RTO National programs typically:

  • Do not require a credit check

  • Offer fixed monthly payments

  • Allow early payoff options (terms vary)

Rent-to-Own agreements are administered entirely by the provider and are subject to location, building size, and configuration requirements.

RTO National Terms

  • Terms Ranging from 24–72 Months
  • APR starting at 12.99%
  • A small down payment is required
  • No Early Payoff Penalty
  • Financing Range ($1,200 – $20,000)
  • Must be installed within 90 days of approval
  • Must be a home-owner.
Contact Us

Financing Through Heartland

Heartland financing is available for customers seeking an alternative lending option for larger or more complex metal building projects. 

Approval, rates, and terms are determined by Heartland, and availability may vary by state and project type. Applications are submitted directly through the financing provider.

Your Rent-To-Own Agreement

Pay for larger purchases with monthly payments.

  • 24, 36, 48, or 72 Month Terms
  • APR Rates of 14.4%, 19.8%, 21.6% & 24%
  • No Early Payoff Penalty
  • Financing Range ($1,200 – $25,000)
  • Customer must be owner of property of installation.
Contact Us
Metal Two Car Garage Built on-site

How to See What Financing Options Are Available for You

The easiest way to explore pricing and payment options is to start with our 3D Building Tool. As you design your building, you’ll see instant pricing. If Rent-to-Own or financing options are available for your location and building type, those options will appear automatically during the process.From there, you can choose the path that makes the most sense and complete any applications directly with the provider.
Design Your Metal Building

Get Started Today

To see pricing and available payment options for your project, start by designing your building with our 3D Building Tool. You’ll get real-time pricing and, where applicable, see Rent-to-Own or financing options instantly.